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HGTV May the Best House Win!
16 January 12 08:26 PM | Anne Lok | 0 Comments   
May the Best House Win is a new series coming to HGTV fall 2012. This fun and entertaining series throws open the front doors of four strangers who believe their property is uniquely impressive. Every episode four house proud home owners go head to head Read More...
History of Canadian interest rates since 2007
31 March 11 05:35 PM | Anne Lok | 2 Comments   
Bank of Canada interest rate announcement occurs 8 times a year. History of prime rate since July 2007 provided by Scotia Mortgage; Date: Rate: July 2007 to Nov 2007 6.25% Dec 2007 6.00% Jan 2008 to Feb 2008 5.75% March 2008 5.25% April 2008 to Sept 2008 Read More...
No HST on the price of a resale home and housing rebate
22 March 11 04:05 PM | Anne Lok | 0 Comments   
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Grow-ops in Toronto- a growing concern
24 February 11 11:18 AM | Anne Lok | 0 Comments   
Marijuana Grow-ops are growing across Canada faster than the plants they house. Some estimates place the number of grow-ops in Canada at fifty thousand. Apart from the illegal nature of these operations, grow-ops create a plethora of problems that effect Read More...
What you should know about easement when purchasing or selling a property
23 January 11 10:16 AM | Anne Lok | 0 Comments   
An easement has been defined as a right that one entity has over the land of another. This can be the right to do something on the other's land or the right to prevent the land owner from using land in a certain way. Minor easements make up less than Read More...
City of Toronto Zoning by -law and Interactive Zoning Map
20 January 11 11:06 AM | Anne Lok | 0 Comments   
Toronto zoning by-laws state the provisions that regulate the use, size, height, density and location of buildings on properties within a region, city or town. The main purpose of zoning by-laws is to regulate the type and size of building that can be Read More...
Buying condo from a builder... Watch out!
22 July 10 05:58 PM | Anne Lok | 0 Comments   
When purchasing from a builder, often buyers are not aware of the restrictions and hidden costs beyond the purchase price. In a hot market when units sell out so fast, buyers have very little say in negotiating the Purchase Agreement. In any event, buyers Read More...
Mortgage Pre-approvals...might be discontinued?
25 June 09 10:42 AM | Anne Lok | 0 Comments   
Pre-approvals and rate holds have been a standard offering with most lenders. I recently received a newsletter from a mortgage broker I work closely with in Toronto [Rosanna Younan from Premiere Mortgage Centre], informing me that two big lenders, TD Read More...
Canadian Economic Stimulus - Home Renovation Tax Credit till Feb 1,2010
20 February 09 02:38 PM | Anne Lok | 0 Comments   
Some of you may be aware of tax cuts and incentives for homeowners currently proposed by the Federal Government. The Home Renovation Tax Credit for new home buyers and homeowners are available till February 1,2010: 15% tax credit will apply to eligible Read More...
Recent Federal Budget Encourages Home Buying
29 January 09 09:14 AM | Anne Lok | 0 Comments   
The federal budget has been top of mind for many. Included in the announcement are the following measures which directly affect the Canadian housing and mortgage industry. Home renovation tax credit of up to $1,350 for eligible renovations and alterations; Read More...
How To Establish Credit and How Credit History Affects Your Ability To Borrow!
19 September 08 02:29 PM | Anne Lok | 0 Comments   
The ongoing credit issues have caused mortgage lenders to review their lending criteria, and they have become stricter allowing fewer approvals on an exception basis. The credit bureau report is a very important tool used by lenders. There are always Read More...
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The recurring cost you should be aware of after your home purchase...
24 August 08 12:39 PM | Anne Lok | 1 Comments   
Other than your monthly mortgage, here is a list of ongoing cost that should be accounted for as part of your monthly expenses after your take possession of your new home: · Property Tax · Heating (if applicable) · Hydro (if applicable) Read More...
Did you say you wanted to put in two separate offers simlutaneously at two properties?
13 June 08 11:52 AM | Anne Lok | 0 Comments   
I once showed several properties to a First Time Buyer couple, 2 of which they liked very much.Property A had a hold back date and Property B was accepting offers anytime. With the competitve market, they don't want to take any chances of losing both Read More...
Timing Toronto's Real Estate Market - When is a good time?
28 January 08 02:12 PM | Anne Lok | 0 Comments   
"I am thinking of buying, but I think I am going to wait till the market cools a bit..." Your decision of buying and selling is a personal decision. In a perfect world, one would want to buy when it's low, sell when it's high, rent and Read More...
Retrofitting an existing home up to green standard can qualify buyers for rebates, breaks on financing, + eco-energy grant
06 May 07 04:12 PM | Anne Lok | 1 Comments   
In Ontario, federal programs and incentives are always being offered to encourage homeowners and buyers of resale homes to carry out eco-retrofit. Consumers have to make sure they mail in their coupons, and fill out any applications/paperwork to benefit Read More...
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